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April 6, 2016

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Bankcards issued total 5.44b

THE total number of bankcards issued by China’s financial institutions reached 5.44 billion at the end of last year, putting average per capita bankcard ownership at 3.99, latest data from the central bank showed yesterday.

There were 5.1 billion debit cards and 432 million credit cards, the People’s Bank of China said in a report.

As of the end of 2015, financial institutions had extended 7.08 trillion yuan (US$1.1 trillion) in credit to credit card owners, up 26.4 percent year on year.

Credit card loans that were over six months overdue accounted for 1.23 percent of the total credit loans outstanding, down 0.3 percentage points from a year earlier, the PBOC said.


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