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Wan LixinOpinion deputy editor of Shanghai Daily
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Retail bank sector sees growth
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RETAIL banking has become a major growth area for two Chinese banks during the first three quarters of this year, as the lenders transformed their business structure.
Shenzhen-headquartered Ping An Bank, a joint stock commercial lender, saw the retail bank sector contribute 42 percent of its revenue and 65 percent of its net profit during the first nine months.
“The bank has been stepping up its efforts to promote the transformation toward intelligent retail banking,” the Shenzhen-listed lender said in its statement to the exchange.
Ping An Bank hopes that transformation of its retail business will help it reach 110 million customers within three to five years.
China Merchants Bank, the country’s sixth largest lender by assets, also achieved a slight gain in its assets in the period, with retail loans accounting for 52.4 percent while total deposits from customers totaled 3.8 trillion yuan, an increase of 4.2 percentage points from the end of the previous year.
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