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Bank to payout over 'cloned card'
By Ke Jiayun |
April 2, 2013, Tuesday
|
Online Edition
Online Edition
A BANK has been ordered to pay 540,000 yuan (US$87,102) to a woman who had money taken from her account through a suspected cloned card.
The woman, surnamed Chen, brought the action against Fujian Province-based Industrial Bank at Pudong New Area People's Court.
On June 21 last year, Chen received text messages from her bank with details of transactions in Wenzhou in Zhejiang Province and Guangzhou in Guangdong Province that she knew nothing about.
She alerted police on June 21 but the culprits are still at large.
To recover her losses, Chen filed a lawsuit against the Industrial Bank, seeking 540,000 yuan compensation.
Chen said she had never revealed bank card information to others and that the card was with her at home when the transactions occurred.
She claimed the bank had failed to protect her money.
The bank argued Chen's card may have been cloned and such risks couldn't be avoided by the bank.
The court ruled the bank to pay because the contract between Chen and the bank showed the bank bore the responsibility to take care of Chen's money.
It also ruled the bank to pay Chen interest she would have accrued since June 21.
The woman, surnamed Chen, brought the action against Fujian Province-based Industrial Bank at Pudong New Area People's Court.
On June 21 last year, Chen received text messages from her bank with details of transactions in Wenzhou in Zhejiang Province and Guangzhou in Guangdong Province that she knew nothing about.
She alerted police on June 21 but the culprits are still at large.
To recover her losses, Chen filed a lawsuit against the Industrial Bank, seeking 540,000 yuan compensation.
Chen said she had never revealed bank card information to others and that the card was with her at home when the transactions occurred.
She claimed the bank had failed to protect her money.
The bank argued Chen's card may have been cloned and such risks couldn't be avoided by the bank.
The court ruled the bank to pay because the contract between Chen and the bank showed the bank bore the responsibility to take care of Chen's money.
It also ruled the bank to pay Chen interest she would have accrued since June 21.
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