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January 20, 2015

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Woman injured in taxi crash wins 2nd payout

THE Shanghai branch of China Life Insurance Co was yesterday ordered by the Pudong New Area People’s Court to pay 60,000 yuan (US$9,600) in compensation to a woman who was injured in a taxi crash three years ago.

The woman, surnamed Shen, broke her leg and suffered extensive bruising after the Shanghai Tongda taxi she was traveling in collided with a van in October 2011.

When traffic police ruled that the van’s driver, surnamed Han, was to blame, Shen filed a civil suit against him and his insurance firm.

At a hearing at the Putuo District People’s Court she was awarded more than 106,000 yuan in compensation from Han and his insurance company.

Despite the victory, in 2013, Shen discovered that Tongda held an accident insurance policy for its passengers with China Life and decided to sue once more.

Her subsequent claim was filed against a second taxi firm, Haibo, which had by then acquired Tongda, and China Life.

She said she was seeking compensation to cover her medical fees, and her physical and mental suffering.

Haibo argued in court that Shen had already been recompensed by Han and his insurer and shouldn’t be allowed to make a second claim. China Life offered to pay her 10,000 yuan.

The court disagreed and awarded Shen 10,000 yuan to cover physical injury and 50,000 yuan as per the policy agreed between China Life and the taxi firm.

The court also said that taxi companies should make it clear on their invoices that fares include accident insurance cover for passengers.


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