New health insurance reforms
Print Edition
China has further reformed its health insurance program to allow more individuals to use their relatives’ account balances to cover medical expenses.
Under a program that has been extended to all provincial regions as of December 9, eligible holders of employee health insurance can link their personal accounts to the health insurance of close relatives through online channels, enabling shared access to funds, the National Healthcare Security Administration said yesterday.
In recent years, China has continuously reformed its health insurance system, gradually allowing funds in employee personal accounts to be used by family members.
In 2021, the government expanded coverage to include spouses, parents and children. This year, in July, the scope was further allowed to be extended to include “close relatives” such as siblings, grandparents and grandchildren under the basic health insurance program.
According to data from the NHSA, between January and November 2024, around 325 million instances of shared use of employee health insurance personal accounts were recorded.
All provincial regions now allow sharing of employee health insurance personal accounts.
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