Bank card use flat but e-payment rises 30%
Print Edition
Transactions using bank cards in China in the second quarter were nearly flat from a year earlier while payment through electronic channels jumped 30 percent year on year, the People’s Bank of China said in a statement yesterday.
The value of bank card transactions, including cash deposit, cash withdrawal, money transfer and consumption rose 6 percent year on year to 109.58 trillion yuan (US$17.8 billion) in the second quarter, the statement said, a sharp drop from a nearly 25 percent gain in the second quarter of last year.
Using bank cards to pay for consumption has “increased significantly” year on year, with the number jumping 54 percent to 4.7 billion and the value soaring 35 percent to 10 trillion yuan.
All payments through electronic channels, including computer, telephone and mobile devices, totaled 327 trillion yuan, the statement said. Mobile payment more than doubled year on year in the second quarter to 4.92 trillion yuan.
Meanwhile, payment overdue on credit cards for more than six months rose 14 percent quarter on quarter to 19.6 billion yuan, according to the statement.
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