Credit card transaction up 30.9%, risks cited
Print Edition
CHINA’S credit card transaction totaled 13.1 trillion yuan (US$2.1 trillion) in 2013, up 30.9 percent from a year earlier, the China Banking Association said in a report yesterday.
The transactional value accounted for 55.8 percent of the total retail sales of consumer goods, making credit cards an important payment tool, the report said.
The country issued 61 million new credit cards in 2013, it said. The association also warned of increasing potential credit risks.
The number of credit card repayments delayed by more than half a year were up 71.9 percent year on year to 25.19 billion yuan in 2013.
The ratio of losses due to credit card fraud stood at 0.78 percent, up 24 basis points from one year earlier.
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