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Alipay expects to overseas users to exceed 200 million in 2-3 years
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ALIPAY, the payment service affiliated to e-commerce giant Alibaba Group, aims to grow its overseas user base to more than 200 million in the next two to three years as it expands its presence outside of its home country.
Currently it is providing payment services to more than 2,000 overseas vendors from countries and regions including the US, Spain, Russia and Singapore and handles transactions in 14 different currencies, Peng Yijie, vice president of Alipay’s international business unit.
“We aim to bring our service and products in China to overseas and our focus will be wireless payment services,” Peng said at a media briefing in Beijing today. Alipay has about 18 million overseas users.
The payment service and micro-business financing company owned by Alibaba Chairman Jack Ma and colleagues today officially changed its name into Zhejiang Ant Small & Micro Financial Services Group.
Ant Financial also launched it open platform strategy, and it will offer financial services, cloud computing services and big data services together with the credit rating system based on the transaction records on Taobao and Tmall.
“Alipay’s smartphone application has shifted from merely providing services to a platform serving small vendors and merchants to helping them attract and retain consumers,” said Liu Lejun, general manager of Ant Financial’s wireless Internet division.
The number of payments via smartphone has already surpassed that of the payment it handles through fixed broadband Internet with the shift toward wireless Internet and tablets.
Last month, the China Banking Regulatory Commission gave the permission for the financial group to start preparation for the set-up of a private bank located in Zhejiang Province.
Yu Shengfa, vice president of Zhejiang Ant Small & Micro Financial Services Group is heading the preparation work for the establishment of the bank, which is expected to use Internet technologies to provide online financial services for small- and micro-sized firms and individual consumers on e-commerce platforms.
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