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Money-saving tips
By Ma Zhenyan and Pan Zheng |
January 25, 2009, Sunday
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Print Edition
Print Edition
WITH a financial tsunami swamping the world, 2009 is a good time to get personal financial plans in place and save money. With proper planning and self-discipline on spending, it is possible to weather the financial crisis.
Be a zhang ke
White-collar workers have been recently redefined by the online community as people who spend all their earnings before the end of the month. Today more and more white-collars have created an online account book and these people are called zhang ke.
On Websites such as Jizhangla.com and Caakee.com, many users post their expenditure records. The accounts break down into several categories including hardware, clothing, electronic equipment and other merchandise. Many think that by keeping an account book, they will better be able to control their finances.
Save money on Internet
According to a survey, 59.4 percent of people have used the Internet to save money. The top three ways to use the Internet are online shopping (34.1 percent), price comparison (30.9 percent) and carpooling or sharing discount cards (17 percent).
Xixi, who works for a trade company, often uses the Internet to save money. "I found a Website that gives discounts and a rebate of 12 percent. Since then the Website has become a must-go Website for me." Xixi is very proud of her skills in saving money.
Exchange more and get more
Under the current financial meltdown, more and more people began to exchange commodities. Commodity exchange has become popular among the population.
On one hand, a new product's life is usually short in the youth market. Many young people belong to the floating group, which is featured by moving frequently and using second-hand products. Meanwhile, old people are also interested in exchanging commodities as it is to their liking to exchange old things for something else rather than simply throw things away.
Have your own grid
A grid shop is a low-rent place operated by a shopkeeper on behalf of the owner. The shopkeeper will look after and sell the products for various grid owners in one shop.
Grid shops stem from consignment counters in Japan. Renting consignment counters is less risky for small business. At a cost of only 30 yuan to 100 yuan, you are able to be the boss and show off your talent in design. Some people even use the grids to test the market for new products. This new business model has been accepted and welcomed by more and more people.
Be a zhang ke
White-collar workers have been recently redefined by the online community as people who spend all their earnings before the end of the month. Today more and more white-collars have created an online account book and these people are called zhang ke.
On Websites such as Jizhangla.com and Caakee.com, many users post their expenditure records. The accounts break down into several categories including hardware, clothing, electronic equipment and other merchandise. Many think that by keeping an account book, they will better be able to control their finances.
Save money on Internet
According to a survey, 59.4 percent of people have used the Internet to save money. The top three ways to use the Internet are online shopping (34.1 percent), price comparison (30.9 percent) and carpooling or sharing discount cards (17 percent).
Xixi, who works for a trade company, often uses the Internet to save money. "I found a Website that gives discounts and a rebate of 12 percent. Since then the Website has become a must-go Website for me." Xixi is very proud of her skills in saving money.
Exchange more and get more
Under the current financial meltdown, more and more people began to exchange commodities. Commodity exchange has become popular among the population.
On one hand, a new product's life is usually short in the youth market. Many young people belong to the floating group, which is featured by moving frequently and using second-hand products. Meanwhile, old people are also interested in exchanging commodities as it is to their liking to exchange old things for something else rather than simply throw things away.
Have your own grid
A grid shop is a low-rent place operated by a shopkeeper on behalf of the owner. The shopkeeper will look after and sell the products for various grid owners in one shop.
Grid shops stem from consignment counters in Japan. Renting consignment counters is less risky for small business. At a cost of only 30 yuan to 100 yuan, you are able to be the boss and show off your talent in design. Some people even use the grids to test the market for new products. This new business model has been accepted and welcomed by more and more people.
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