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Court rejects lawsuit against local insurer

A SHANGHAI district court has rejected a lawsuit by the parents of a woman who died from drunk driving to ask for compensation from an insurance company.

Jia Zhenkun, deputy director of Pudong New Area People's Court, said it is lawful for the insurance company to list drunk driving in exemption clauses because drunk driving is an illegal behavior that threatens the public security.

The woman surnamed Wang, 32, bought an accident insurance at the end of 2008 from a local insurance company not identified by the court. The police was valid from January 5, 2009 to January 4, 2010.

Wang signed the contract and had no doubt of the clauses when a clerk of the insurance company called back after signing the contract.

Wang died on December 29, 2009 after her car hit the separation bar in the middle of the road. She was confirmed of drunk driving.

Her parents found the policy and applied for 500,000 yuan in compensation from the insurance company. Their request was turned down. The couple then sued the company.

The insurance company said it had reminded Wang of the exemption clauses, which included drunk driving.
The court supported the insurance company, ruling that Wang should bear full responsibility for her death.


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