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January 16, 2013

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Man sues bank over loan record

AN entrepreneur is suing China Everbright Bank for damaging his reputation by saying he had a credit card debt.

Zhang Zhihua, 28, said he failed to get a government loan because the bank uploaded a false credit record with the Bank of China.

Zhang told Shanghai Daily he had never applied for a credit card or any other services from China Everbright Bank. He was surprised to receive a payment reminder and a lawyer's letter from the bank at the end of 2010. He went to a China Everbright branch to clear up the mistake.

Zhang said the name and ID number of the cardholder's information was his and the bank got his home address from the police.

"They asked me to write a personal statement and said they would figure it out," Zhang said. "I've never heard from them since then and I figured they had realized I was the wrong person."

Wu Ying, a China Everbright publicity official, said she could not reveal more details as the case was going to court.


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